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doc16841 29919115-dc21-4709-b48f-c2a0d374e39d_Cottsway_Annual_report_PDF-artifacted.pdf

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Page 1

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Page 2

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            "text": "Together we are turning houses into homes, growing and building stronger communities and making a positive difference to people's lives."
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            "text": "Your voice\nListening, learning and acting on customer feedback, engagement and complaints.\nIncludes Tenant Satisfaction Measure results.\nYour homes 19\nMaintaining, upgrading and developing homes, supporting independent living and improving energy efficiency.\nYour community 28\nSupporting communities through local initiatives, neighbourhood improvements and customer services.\nInvesting in homes and communities 32\nInvesting resources wisely to improve and develop homes, services and neighbourhoods.",
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            "text": "Celebrating 25 years together and reflecting on a year of customer feedback, community impact and investment in homes and services.",
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            "text": "i You'll find links throughout to further reports and information published on our website. If you aren't online and need a printed copy or have any questions, please call us on 01993 890000."
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Page 3

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            "text": "Meet Vanda, our Scrutiny Group Chair",
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            "text": "I’m Vanda and I’ve lived in a Cottsway home since 2006. As Chair of the Customer Scrutiny Group, I’m proud to introduce Cottsway’s 2025–26 Annual Report and share how we’ve helped improve services this year."
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            "text": "The Scrutiny Group is made up of customers who use their experiences to review services and suggest improvements. We work independently, and with staff and Board Members, to make sure customers' views are heard."
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            "text": "It has been a busy and productive year. We have reviewed performance, contributed to key discussions and challenged services where improvements are needed. One of our main achievements was reviewing the end of tenancy process. After speaking with customers and staff, we made 13 recommendations to make it clearer, more supportive and more accessible. I'm pleased changes are already being made to improve the service."
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            "text": "Like all housing associations, Cottsway is working in a more regulated environment. Part of our role is to check how requirements are being met and make sure the customer voice is heard. Some of us also sit on the Customer Insight Group with service managers, reviewing feedback, complaints and performance and also attend Customer Committee with Board Members. I have seen first-hand that Cottsway values what customers say and uses it to improve services.\nYou'll find examples in the pages ahead, along with customer satisfaction results and performance information. This report also includes updates on homes, communities, customer support, repairs, complaints, involvement, sustainability and new homes."
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            "text": "This year, Cottsway marked its 25th anniversary. It was a pleasure to be part of the celebrations and see the difference the organisation has made to people's lives and communities. We welcomed Cottsway's new Board Chair Anne McLoughlin, who takes over at the start of 2026-27. We were proud to be involved in her recruitment and see her social housing experience and commitment to customers."
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            "text": "Looking ahead, the Scrutiny Group continues to evolve and we are excited to bring fresh ideas into our work. Cottsway will also shortly recruit two new Board Members with specialist roles covering customer care and influence, and placemaking and development."
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            "text": "Finally, I'd like to thank everyone of you who shared your experiences and feedback both to help us in our scrutiny work, and directly to Cottsway. Every customer deserves a voice, and I hope you're encouraged to hear and see that feedback is making a real difference."
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                    "text": "i\nFind out more about getting involved\nand having your say on the way Cottsway\nworks: cottsway.co.uk/getinvolved",
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Page 5

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            "text": "Our anniversary celebrations took place in March at Brize Meadow - our largest ongoing housing development between Brize Norton and Carterton. This also marked the start of a new chapter as we welcomed new Board Chair Anne and said farewell to outgoing Chair Andrew Hall after seven years (both pictured below). Customers and partners joined us to reflect over the past 25 years and look to the future together.\nSince being established in 2001 following the transfer\nof 3,643 homes from West Oxfordshire District Council,\nCottsway has grown significantly, delivering more than\n2,300 new affordable homes and increasing the number of\nhomes we own and manage by around 65%. At year end,\nwe were close to reaching our 6,000th home milestone.\nTo mark the anniversary, we've added an extra £25,000 to\nour Community Fund for 2026-27, enabling us to support\nmore projects and customers. We'll also be working with a\nlocal community to plant new trees.\nSince being established in 2001 following the transfer of 3,643 homes from West Oxfordshire District Council, Cottsway has grown significantly, delivering more than 2,300 new affordable homes and increasing the number of homes we own and manage by around 65%. At year end, we were close to reaching our 6,000th home milestone.\nTo mark the anniversary, we've added an extra £25,000 to our Community Fund for 2026–27, enabling us to support more projects and customers. We'll also be working with a local community to plant new trees."
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Page 7

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Page 8

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r4c1 (36%): “Damp and mould cases were not always handled as quickly or …”
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Page 9

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            "text": "“You told us that the same issues should not keep happening. That’s why we use feedback from complaints to identify trends, share learning with our teams, and make improvements that help us deliver better services across the organisation.”"
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            "text": "of our complaints were responded to within target timescales"
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            "text": "satisfied with our approach to handling complaints\n↑4%"
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                    "text": "2025-26 numbers",
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                    "text": "Stage 1 complaints received\nThe customer is informed who is handling their case, and we aim to resolve the issue within 10 working days. If new concerns are raised in this time, we will usually review them as part of the same complaint. Where this would cause unreasonable delays, the concerns will be logged as a new complaint. If the customer remains dissatisfied, they can request escalation to Stage 2 within 5 working days.",
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Page 10

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Page 11

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            "text": "We also report on 10 Management Information results, showing our performance on managing homes, complaints and reports of anti-social behaviour.\nWe have compared our results with similar housing associations across England to see how we performed, using results published by the Regulator for 2024-25."
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            "text": "This year, we met or exceeded all of our targets and our results show that we outperformed at least three-quarters of our peers in most areas."
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Page 12

23 item(s) JSON
footer (1) heading (1) table (1) table_cell (20)
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23 · FOOTER
Page 12 JSON
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                    "text": "Satisfaction that the home is safe\nGas safety checks\nFire safety checks\nAsbestos safety checks\nWater safety checks\nLift safety checks",
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                    "text": "94% (+5%)\n100% (0)\n100% (0)\n100% (0)\n100% (0)\n100% (0)",
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Page 13

42 item(s) JSON
footer (1) table (1) table_cell (40)
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29
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32
33
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42 · FOOTER
Page 13 JSON
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                        "b": 296.8727999999999
                    },
                    "text": "10.8 (Stage 2) (+5.2)",
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                        "bbox_refit": true
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                    "text": "Complaints responded to within Complaint Handling Code timescales\n100% (Stage 2)\nResponsible neighbourhood management",
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                    "text": "Satisfaction that the landlord makes a positive contribution to neighbourhoods",
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                    "text": "7.5 (46 cases) (-6.3)",
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Page 14

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            "text": "Performance for non-emergency repairs overall has improved significantly in the last two years as we have continued to work hard to balance value for money with delivering a high-quality repairs service."
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            "text": "We've seen an increase in complaint volumes and this reflects a wider trend across the housing sector, with the Housing Ombudsman reporting a 30% rise in complaints about social landlords. This demonstrates an increased awareness of how to raise concerns - which is something we've been actively encouraging."
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Page 15

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11 · FOOTNOTE
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Page 19

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Page 20

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Page 21

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Page 22

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                    "text": "Total:\n£18.7m"
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                        "b": 323.4309
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                    "text": "25%"
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            "text": "Demand for repairs has increased by more than a third over the past two years, and we've been working hard to continue delivering a high quality, responsive service."
        },
        {
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            "text": "The tables that follow show that our performance improved this year despite this increased demand. Average repair times reduced from 20 days to 16 days, and more non-emergency repairs were completed on time, increasing from 69.9% to 76.9%."
        },
        {
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            "text": "22",
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    }
}

Page 23

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footer (1) heading (1) table (1) table_cell (60) text (6)
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Page 23 JSON
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            "text": "Our in-house trades team and the office staff who help arrange repair appointments do much more than carry out repairs. They're committed to providing great customer service, and we really appreciate the overwhelmingly positive feedback you've shared about them."
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            "text": "Here's just a handful of your comments received:"
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            "text": "The plasterers that came today were so friendly and exceptional. The quality of work is amazing, they were kind, professional and did so much more than I was expecting. They are a serious asset to you. They even cleaned up fully after. As was the electrician amazing I had for my plug and shower repair. You wouldn't guess this is a social housing repair. Please thank the plasterers for how fab they were."
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            "text": "Great experience while having installation of air source heating/hot water. The guys that installed were lovely and polite, giving great attention to detail, asking our opinions and what would be best for our household. They were tidy all the way through, never leaving anything messy. Couldn't have asked for a better team!"
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Page 24

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Page 25

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            "text": "Since Awaab's Law came into force:"
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            "text": "Pictured left, Jodie manager of Leafield Pre-school - which received almost £1,400 towards a new secure gate to improve security for children, carers, staff and visitors."
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            "text": "Our staff Charity Committee chose Sobell House Hospice as its Charity of the Year and raised an incredible £6,500 this year through raffles, quiz nights, bake sales and other fundraising activities."
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            "text": "We’ve worked with our grounds maintenance contractor to create better spaces for wildlife on Cottsway-owned land - and have enjoyed receiving your suggestions for this!"
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            "text": "Together with the contractor John O'Conner GM Ltd, we've planted wildflowers, put up bird and bat boxes and installed fencing, hedging and seating in various locations, as well as a custom-made raised bed at a block of flats."
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                    "text": "Suggest areas in your neighbourhood: cottsway.co.uk/biodiversity\n83%"
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            "text": "satisfied that we make a positive contribution to neighbourhoods\n↑6%"
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            "text": "satisfied that we keep communal areas clean and well-maintained\n↑3% satisfied with our approach to handling anti-social behaviour\n↑1% satisfied with our approach to handling"
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                "l": 354.2274,
                "t": 438.5992,
                "r": 527.2612,
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            "text": "23p for services and support",
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            "level": 3
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            "order": 6,
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            "text": "9p reinvested directly into building new affordable housing"
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            "text": "30p paid for borrowing used to provide homes",
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            "level": 3
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            "text": "This is the amount paid in return for the money we have borrowed to build homes - we pay our lenders for the use of their money, just as you pay rent for the use of your home. While some of the cost of new homes is funded by grants or shared ownership sales, the remainder is funded by the rent we collect. Without borrowing, it would take us years to save up the money needed to build new homes - this allows us to provide homes sooner, reducing the housing waiting list, and use the rent we collect to pay for the money we borrowed."
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        {
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            "order": 9,
            "type": "heading",
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                "l": 543.5806,
                "t": 557.3664,
                "r": 761.2529,
                "b": 522.0962
            },
            "text": "Director's pay (part of services and support costs)",
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            },
            "level": 3
        },
        {
            "id": "p33.10",
            "order": 10,
            "type": "text",
            "bbox": {
                "l": 543.3406,
                "t": 514.4183,
                "r": 786.692,
                "b": 485.3863
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            "text": "We are open about how we spend money and how senior leaders are paid. Amounts paid per home:"
        },
        {
            "id": "p33.11",
            "order": 11,
            "type": "text",
            "bbox": {
                "l": 563.0199,
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            "text": "Highest paid director (per home) £32.41"
        },
        {
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                "l": 563.2599,
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            "text": "Total director pay (per home) £113.62"
        },
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                "l": 544.3006,
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            "text": "Cost of managing and maintaining each home",
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            "level": 3
        },
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            "text": "Social housing cost (per home) £5,038"
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            "text": "This covers everything we do, from service charges and repairs and maintenance through to investing in new homes, communities, neighbourhood services and more."
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            "text": "Find out more about our Board and Leadership team: cottsway.co.uk/leadership",
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Page 34

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            "text": "We've now completed the third year of our Corporate Plan 2023-28, which focuses on three key areas: People, Homes and Business Strength. We are on track to deliver, and in some areas exceed, the ambitions set out in the plan."
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            "text": "As we enter the fourth year, we will continue to focus on what matters most: providing good homes and services for current customers, while helping meet the need for more safe, affordable housing. By working in partnership with others, delivering value for money and remaining financially strong, we can continue to invest in homes, services and our communities for the future."
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            "text": "During 2026–27 we will:",
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                    "text": "Invest £20.1m in maintaining and improving your homes.",
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                    "text": "Install 213 new kitchens and 99 new bathrooms.",
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                    "text": "Invest £51.1m in new affordable homes.",
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                    "text": "Progress the redevelopment of our former sheltered housing schemes at Evenlode (Charlbury), Shakenoak (North Leigh), Sunnyside (Eynsham)",
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Page 35

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            "text": "There is still more work to do. Over the next 12 months, we will focus on:"
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                    "text": "Delivering the priorities in our Customer Engagement Plan 2026-2029, with a particular focus on communication, communal areas and contract management. We'll create more opportunities for you to influence decisions, improve how we use your feedback, and work closely with our Scrutiny Group to act on its recommendations.",
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                    "text": "Supporting customers through ongoing cost of living challenges and helping to sustain tenancies. We’ll provide £72,500 to fund independent debt advice from Citizens Advice, available to all customers. We’ll also continue supporting Citizens Advice Oxfordshire and Witney and West Oxfordshire Foodbank by providing facilities to support their services.",
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                    "text": "Meeting new regulatory requirements and keeping homes safe. This includes preparing for the next phase of Awaab's Law, which will cover a range of health and safety hazards in homes. We are also preparing for changes to the Consumer Standards, including a new measure for electrical safety testing, which we already carry out and monitor. In addition, we're getting ready for the introduction of Social Tenants Access to Information Rights (STAIRs), which will give customers new rights to request information about how we manage homes and housing services."
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Page 36

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            "text": "If you would like to get involved or you have any ideas about how Cottsway can improve, or you're a business interested in working with us, we would love to hear from you!\nCottsway House\nHeynes Place\nAvenue Two\nWitney\nOxfordshire OX28 4YG"
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            "text": "You can use our customer portal to pay and check your rent online, request some routine repairs and check details of repairs you have previously asked for, update your details and more. Manage your tenancy conveniently, at a time that suits you. Register for My Cottsway and download the app at: cottsway.co.uk/mycottsway",
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