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doc13505 MoreBang-2016.pdf
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"text": "Bankston, J. (2007). Money makeover. PowerPoint Presentation. Frankfort, Kentucky: Kentucky State University, Cooperative Extension Program."
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"text": "◆ Owen, A.J., Haynes, R., & Fucik, S. (1998). Making your money work: Participant text and workbook. West Lafayette, Indiana: Purdue Cooperative Extension Service."
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"text": "University of Illinois Extension. (2009). Retrieved June 7, 2010, from http://www.MoreForYourMoney.extension.uiuc.edu"
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"text": "Cooperative\nExtension\nProgram\nKENTUCKY STATE UNIVERSITY/UNIVERSITY OF KENTUCKY\nU.S.D.A. COOPERATIVE EXTENSION SYSTEM AND\nKENTUCKY COUNTIES COOPERATING"
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"text": "Educational programs of Kentucky Cooperative Extension serve all people regardless of race, color, age, sex, religion, disability, or national origin."
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"text": "Did you know that you can \"get more bang for your buck\" by planning? Think about these questions. Do you sometimes find that you: run out of money before the end of the month; are unable to pay bills on time; or you cannot seem to get the things you need and want? Perhaps it is time to make a spending plan (budget) for managing your money. You may not always have enough money. However, a spending plan will help you and your family feel more in control of your money."
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"text": "To manage your money successfully and “get more bang for your buck” think about your family situation and ask yourself:"
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"text": "Your spending plan will be built around the needs of your household members. For families with more than one person, talking together is important. Talk to family members about your financial situation and your spending plan."
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"text": "What goals do you and your family have for the use of your money? Goals are things that you strive for, because they are important to you. They may be short-term (less than a year) or long-term goals (1-2 years or more). Perhaps you would like to have next month's rent; catch up on the phone bill; get all of your medicine; save money each month; or get a car. You may have other goals. To reach your goals you must plan and take action."
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"text": "Remember if your spending plan doesn't balance the first time, KEEP WORKING ON IT. Look for ways to use money and other resources to get the things that you need and want. If there is not enough money, you or a family member may be able to earn extra income."
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"text": "Even with lots of effort there are times when you may not have enough money. However, continue to identify resources and adjust your spending plan to help you get on the right track. BELIEVE THAT YOU CAN DO WELL AT MANAGING YOUR MONEY!"
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Page 5
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