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            "text": "Bankston, J. (2007). Money makeover. PowerPoint Presentation. Frankfort, Kentucky: Kentucky State University, Cooperative Extension Program."
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            "text": "◆ Owen, A.J., Haynes, R., & Fucik, S. (1998). Making your money work: Participant text and workbook. West Lafayette, Indiana: Purdue Cooperative Extension Service."
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