In contravention of KRS 286.8-295(3)(g)(1), Respondent did not annually certify that all employees engaged in the mortgage lending process at alternative work locations met the appropriate standards and safeguards to continue engagement in that process from those locations.

In contravention of KRS 286.8-295(3)(g)(2), Respondent did not provide the Department proof responsive to the Department's request that a documented review had occurred regarding alternate work location compliance.

To resolve this matter without litigation or other adversarial proceedings, the Department and Respondent agree to compromise and settle all claims arising from the above-referenced factual background in accordance with the terms set forth herein.

In the interest of economically and efficiently resolving the violations described herein, it is hereby AGREED and ORDERED:

Respondent agrees to pay a civil fine in the amount of one thousand dollars ($1,000.00) for the violations described herein, which shall be due and payable within thirty (30) days of the entry of this Order;

All payments under this Order shall be made through the NMLS system by invoice created by DFI;

Respondent waives the right to demand a hearing at which it would be entitled to legal representation, to confront and cross-examine witnesses, and to present evidence on its behalf, or to otherwise appeal or set aside this Agreement Order;