The licensee ensures that no physical or electronic documents are maintained at the alternate work location; and

No signage or advertising of the licensee or the mortgage loan originator is displayed at any alternate work location.

KRS 286.8-295 states.

As used in this section, “employee” shall include a mortgage loan originator engaged as an independent contractor.

(a) Every mortgage loan company and mortgage loan broker shall exercise proper supervision and control over the operations, employees, and affairs of its company.

A mortgage loan company or mortgage loan broker shall supervise and control all employees acting as a mortgage loan originator on behalf of the mortgage loan company or mortgage loan broker.

A licensee that allows employees to engage in the mortgage lending process from an alternate work location shall:

Exercise proper supervision and control over the employees;

Have written policies and procedures in place that ensure a safe, secure system for the mortgage lending process;

Oversee compliance, and require all employees to comply, with the policies and procedures referenced in paragraph (b) of this subsection;

Employ appropriate risk-based monitoring and oversight processes;

Ensure that:

Customer interactions and communications about consumer accounts are in compliance with federal and state information security requirements, including applicable provisions of:

The Gramm-Leach-Bliley Act of 1999, Pub. L. No. 106-102, as amended; and

The Federal Trade Commission's Safeguards Rule, set forth in 16 C.F.R. Part 314;