ENV 699: MES Capstone Research Project. The independent research capstone project would be designed in collaboration with an interdisciplinary advisory committee of three selected KSU faculty/research members. This is a yearlong project which will serve as the culminating activity for the MES degree. Pass or Fail Only. Students will complete the capstone project over two semesters of three credit hours each semester for a total of six credit hours. May be repeated once. CREDIT: SIX SEMESTER HOURS.

ESL 085: Fundamentals of English for Foreign Students. Familiarizes foreign students with fundamentals of written and spoken English, focusing on English used in academic and social settings. (Does not count toward any degree requirements). CREDIT: THREE SEMESTER HOURS.

ESL 086: Fundamentals of Informative Writing for Foreign Students. Familiarizes foreign students with American academic and institutional writing formats, including summaries, paraphrases, definitions, abstracts, reviews, critiques, memorandums, and letters. (Does not count toward any degree requirements) CREDIT: THREE SEMESTER HOURS.

ESL 087: Fundamentals of English Conversation for Foreign Students. Familiarizes foreign students with fundamentals of spoken communication in English. (Does not count toward any degree requirements). CREDIT: THREE SEMESTER HOURS.

FIN 101: Financial Literacy. Students will learn to manage their resources and make sound personal financial decisions that will enable them to make effective use of income and achieve personal financial success. Units of study include budgeting, careers and income, taxes, insurance, credit, banking services, saving and investing. Prerequisites: none. CREDIT: THREE SEMESTER HOURS.

FIN 305: Personal Financial Planning. The study of personal finances and investing activities. Topics include: personal financial statements, developing a financial plan and budget, personal finance applications of time-value-of-money, risk/insurance analysis, house-buying, investment strategies, stocks, bonds, mutual funds, credit borrowing, taxes, retirement planning. Prerequisite: ACC 201, BUA 204 and ECO 201, all with grades of C or better. CREDIT: THREE SEMESTER HOURS.

FIN 330: Corporate Finance. An overview of the basic concepts, principles, and analytical tools in financial management. Topics include: financial statement analysis and ratios, time-value-of-money, financial markets, taxation, interest rate calculations, dividends, stock and bond valuation, capital budgeting, risk and return, cost of capital, capital structure. Prerequisites: ACC 201, BUA 204 and ECO 202, all with grades of C or better. CREDIT: THREE SEMESTER HOURS.

FIN 405: Career and Research Skills in Finance and Investments. An extensive overview of the necessary skills for successful careers in finance and investments is explored. Topics include: developing research skills, financial writing and oral presentation techniques, investment mathematics, statistical tools, technology and computer software, online financial information and library resources, knowledge of independent investment research products and services. Prerequisites: FIN 330. CREDIT: THREE SEMESTER HOURS.

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