receive no more than $8,000 in total TEACH Grants. TEACH Grant recipients who do not fulfill their teaching obligations must repay the grant as if it was an unsubsidized Direct Loan, with interest accruing from the date the grant was disbursed. Additional information about the program can be found at: http://www.studentaid.ed.gov/PORTALSWebApp/students/english/TEACH.jsp
Submit a completed FAFSA and meet all federal student eligibility requirements*
Indicate interest on the FAFSA or notify our office of interest
Be admitted into the Teacher Certification program. Contact the College of Education at 502-597-5919.
Enroll in a degree program that has been identified by the federal government as "high-need." A state by state listing can be found at: http://www.gov/about/offices/list/ope/pol/tsa.doc
Maintain a 3.25 GPA (high school GPA for first year undergrads) OR score in the 76^{th} percentile or higher on at least one nationally normed admissions test (SAT, ACT, GRE).
Complete and sign Agreement to Serve (ATS) on file with the Department of Education.
Please note that the amount of TEACH Grant in combination with any other assistance may not exceed the cost of attendance. Federal Perkins Loan Program Kentucky State University provides Perkins Loan assistance to eligible students who have established financial need. These loans carry an annual 5 percent simple interest charge, and the payment begins six or nine months after graduation or if the borrower ceases to be enrolled on at least a half-time basis. This is a federally-funded, low interest loan, and legal action will be taken if repayment is not made as agreed to by the student. The FAFSA must be filed in order to determine eligibility for this loan. William D. Ford Federal Direct Student Loan Program-Federal Subsidized Stafford Loans Also called Direct Subsidized Loans: The federal government pays the interest on these loans while students are in school at least half-time and during grace period prior to entering into repayment. Students must demonstrate financial need to receive this type of loan. (Financial Aid determines need based on the information provided on the Student Aid Report). Federal Direct Unsubsidized Stafford Loans Also called Direct Unsubsidized Loans: Students can get these loans regardless of financial need, but will have to pay all interest charges. Interest may be capitalized while in-school and during grace period prior to entering into repayment. Master Promissory Note Must be completed by all direct loan borrowers. It is a legally binding contract between the U.S. Department of Education (lender) and a borrower. The promissory note contains the terms and conditions of the loan, including how and when the loan must be repaid. One
Kentucky State University provides Perkins Loan assistance to eligible students who have established financial need. These loans carry an annual 5 percent simple interest charge, and the payment begins six or nine months after graduation or if the borrower ceases to be enrolled on at least a half-time basis. This is a federally-funded, low interest loan, and legal action will be taken if repayment is not made as agreed to by the student. The FAFSA must be filed in order to determine eligibility for this loan.
Also called Direct Subsidized Loans: The federal government pays the interest on these loans while students are in school at least half-time and during grace period prior to entering into repayment. Students must demonstrate financial need to receive this type of loan. (Financial Aid determines need based on the information provided on the Student Aid Report).
Also called Direct Unsubsidized Loans: Students can get these loans regardless of financial need, but will have to pay all interest charges. Interest may be capitalized while in-school and during grace period prior to entering into repayment.
Must be completed by all direct loan borrowers. It is a legally binding contract between the U.S. Department of Education (lender) and a borrower. The promissory note contains the terms and conditions of the loan, including how and when the loan must be repaid. One
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