7 Insurance and indemnity

Section 7 incorporates the County Procurement Policy insurance minimums and the additional Insurance Schedule B requirements below. Elevators are Class A work. Maintain required coverage at the contractor's expense and submit certificates and endorsements to the County Budget Director. These requirements are incorporated into the Form of Construction Agreement.

CoverageMinimum requirement
Commercial general liabilityPremises/construction operations, contractual liability and completed operations; $1,000,000 per occurrence combined single limit / $2,000,000 general aggregate
Automobile liability$1,000,000 combined single limit each occurrence for bodily injury, property damage or death
Workers' compensationCoverage in the form and amounts required by Iowa Code chapter 85
Umbrella liability$1,000,000 for contract values below $500,000; $3,000,000 for $500,000–$10 million; $10,000,000 above $10 million
Professional errors and omissions[COUNTY SELECT BEFORE RELEASE: required / not required]; if required for design elements, $1,000,000 each claim

Name Dubuque County as an additional insured on casualty policies as required by the County policy; obtain County risk-management direction for coverage-specific applicability. Liability policies naming the County as additional insured must include a Governmental Immunities Endorsement. Certificates shall include the policy-required 30-day cancellation notice provision. Any coverage or endorsement conflict must be resolved by County addendum before proposals are due.

The County reserves the right under its policy to require increased liability limits up to $15,000,000 for an elevated hazard as determined by the Board. Any increased requirement for this procurement must be identified to all bidders before the deadline. If the contractor fails to meet insurance obligations, the County may purchase required coverage and assess its cost to the contractor or declare the bid invalid, as provided in the policy.

Hold Harmless Agreement – The Contractor shall indemnify and hold harmless Dubuque County, its agents and employees, from and against all claims, damages, losses and expenses including attorneys' fees arising out of or resulting from the performance of the work, provided that any such claim, damage, loss or expense: (a) is attributable to bodily injury, sickness, disease or death, or to the injury to or destruction of tangible property (other than the work itself) including the loss of use resulting therefrom; and (b) is caused in whole or in part by any negligent act or omission of the Contractor and Subcontractor, anyone directly or indirectly employed by any of them or anyone for whose acts any other of them may be liable, regardless of whether or not it is caused in part by a party indemnified hereunder.

Contractor/Permittee/Licensee agrees that for all work done in the county road right of ways, easements, and county property, it shall be solely responsible for work zone safety and shall hold the county harmless and agree to indemnify the county from all claims that arise from its work in the right of way, and further, it agrees that it will adhere to the manual on Uniform Traffic Control Devices during the project.