Premiums do not include taxes, if applicable

• Expiring premium includes annualized mid-term endorsement premiums

Expiring Exposures: 127 Autos-@ inception-annualized

Renewal Exposures: 129 Autos

Average Cost Per Vehicle – Expiring - $541

Average Cost Per Vehicle – Renewal - $501

Benchmarks:

$58,501-premium for 93 units in 2012-last year with the Commonwealth's program

Marketing Results:

1. Amerisure-declined-your class of business is outside of their target markets
2. Liberty Mutual-Public Entity-declined-said they could not compete with Church Mutual

Notes to quotations:

Church Mutual

- Premium Installment options are annual, semi-annual, quarterly and monthly; service charge is $3 per installment; On-Line payments are also available