KSU offers several group medical insurance plans for its employees. These options are designed to meet the health and financial needs of KSU employees and their families. Information about these plans is available through contacting OHR.
All group medical insurance benefits are contingent upon proper proof and documentation of familial relationships (e.g. marriage certificate, birth certificate, or court documents.
KSU offers group dental coverage through several carriers. Each carrier offers a different plan design with unique provider networks. OHR has information about each plan.
Due to employees' different benefits needs, KSU offers a selection of benefits plans from which an employee can pick and choose. In addition to being able to select different plans, employees are able to pay for these selections through a tax-favored salary conversion program.
All regular full time employees who have successfully completed their introductory period are eligible to participate. Temporary and part time employees working less than 30 hours per week are not eligible.
This program allows employees to set aside money, free from federal and state income taxes, to pay for medical expenses that are not covered under their group medical program. For example, most programs have a deductible that must be met first. This plan can cover that expense as discussed more fully in the Summary Plan Document that governs this Plan.
This program allows employees to pay for the cost of child or dependent care using dollars that are free from federal and state income taxes, as discussed more fully in the Summary Plan Document that governs this Plan.
In the event of an employee's termination of employment (except for gross misconduct) or reduction of hours below 20 hours a week, the employee, spouse, and dependent children are entitled by law to purchase continuing health care coverage under KSU's group plan for up to 18 months. If the employee or any family member is disabled, the disabled individual and nondisabled family members are entitled to an additional eighteen (18) months of continuation coverage.
In the event of an employee's death, divorce, or legal separation, or a retiree losing coverage under KSU's group plan because of enrollment in Medicare,