The Student Financial Aid Office reviews the funding available for this program during each fall and spring semester. Sometimes additional funds become available due to cancellations by students who were initially awarded. If you were not initially awarded Federal Work-Study, review our website and contact us concerning the request process and the date, pending the availability of funds. Summer FWS awards are subject to availability of funding.
Summer undergraduate applicants must also have the following criteria met to be considered for a summer federal work-study award:
Have completed a KSU summer aid application
Be enrolled for a minimum of six credit hours
Be registered for all hours at the start of summer
Maintain a minimum of six hours throughout the summer semester
Be classified as a regular undergraduate student in a degree-seeking program
Meet Satisfactory Academic Progress (SAP) requirements
Have unmet need as determined by the Student Financial Aid Office
Have completed the FAFSA for the next award year.
This award is a loan that must be repaid. There are two types of Direct Loans: subsidized and unsubsidized. To qualify for subsidized Direct Loans, you must be an undergraduate, have financial needs as determined by the Student Financial Aid Office, and have not exceeded your aggregate loan limit. The U.S. Department of Education pays the interest on this loan while you are enrolled at least half-time (6 credit hours—undergraduate and 5 credit hours—graduate). Unsubsidized Direct Loans do not require financial needs, and the student is responsible for the interest on this loan from the time of disbursement. In order to process your loan, subsidized and/or unsubsidized, you will need to accept the loan. First time student borrowers must complete Loan Entrance Counseling (LEC) and a Master Promissory Note (MPN) before loan funds can be authorized for payment of tuition and fees.
The Direct Federal Parent Loan for Undergraduate Students (Parent PLUS) is a loan parents of dependent, undergraduate students may borrow. To apply for this loan, you must complete a FAFSA annually with all requested documentation on file, and you must have accepted your full Direct Loan eligibility or have been counseled regarding declining it. You must be enrolled at least half-time as a degree-seeking student. As part of the application process, a credit check must be completed. Each year the parent borrower must pass a credit check to quality for Parent PLUS funding. If a parent does not pass the credit check, he/she can pursue an endorser. They still might be able to receive a PLUS loan if someone, such as a relative or friend who is able to pass the credit check, agrees to endorse the loan. However, if an endorser is not an option, you may qualify for additional Federal Unsubsidized Direct Loan funds. For further information regarding the Parent PLUS credit decision, please call the Direct Loan Customer Service Center toll-free at 800-557-7394.
Parent PLUS funds are always applied/re-applied towards the student's charges. If the Parent PLUS proceeds exceed the student's charges, the KSU Bursar's Office will mail a check to the parents' mailing address (as listed on the Federal Parent PLUS Request form) or delivered to the student if the parent borrower indicates such on the PLUS Request form.
Graduate and professional students may apply for a Direct Graduate/Professional PLUS to help pay their educational costs. The Direct Graduate/Professional PLUS requires a credit review and the student attend at