Federal Student Aid (Title IV): Programs funded by the U.S. Department of Education, including Pell Grants, SEOG, Direct Loans, and Federal Work-Study.
State Aid: Financial assistance provided by the Commonwealth of Kentucky, including KEES and CAP grants.
Institutional Aid: Scholarships, waivers, and grants awarded directly by Kentucky State University.
Cost of Attendance (COA): Total estimated cost of attending the University, including tuition, fees, housing, meals, books, transportation, and personal expenses.
Expected Family Contribution (EFC) / Student Aid Index (SAI): A measure of a family's financial strength used to determine eligibility for need-based aid.
Students apply annually by completing the Free Application for Federal Student Aid (FAFSA).
Priority deadlines are established each year to maximize aid eligibility.
Aid packages are awarded based on demonstrated financial need, academic merit, and funding availability.
Awards may include federal, state, institutional, and private sources.
Aid is packaged to ensure compliance with federal and state regulations and institutional policies.
Students are notified electronically of their financial aid awards through the University's WIRED system.
Award letters include types and amounts of aid, as well as terms and conditions.
Aid is disbursed directly to student accounts after verification of enrollment and eligibility.
Excess funds, if any, are refunded to students according to University refund policies.
The Office of Financial Aid monitors student enrollment, Satisfactory Academic Progress (SAP), and other compliance standards.
Students failing to meet SAP or other eligibility requirements may lose aid.
Financial Aid staff provide advising on loan borrowing, budgeting, debt management, and repayment.
Special counseling is available for first-time borrowers and students at risk of losing aid eligibility.