For student-athletes to be eligible for coverage under the policy, injuries must meet the below criteria:
Injuries must be sustained during participation in a qualifying intercollegiate sport (including NCAA emerging sports) on or after Aug. 1, 2024.
The policy DOES NOT cover injuries sustained while participating in club or intramural sports.
Injuries must be reported and documented and filed with the athletics department of the school at which the student-athlete participated when the injury occurred.
For more information regarding access to the NCAA's Post-Eligibility Insurance Program, contact the Kentucky State Athletics Compliance Director or visit: https://www.ncaa.org/sports/2023/8/17/ncaa-post-eligibility-insurance-program.aspx.
https://www.ncaa.org/sports/2023/8/17/ncaa-post-eligibility-insurance-program.aspx.
Medical Procedures: Illness or Injury
If I will at home or unable to attend practice or a scheduled contest, call the coach, athletic trainer or leave a message at the athletic office. If a student-athlete becomes ill on campus, notify the coach, athletic trainer, or athletic office and report immediately to University Health Services.
Report all injuries to athletic trainer immediately. If injured during practice or a game, follow instructions of the athletic trainer and/or doctor. All athletes who are injured or ill and cannot compete will be placed on disabled list by the athletic trainer.
If the services of a team physician are needed, the student athlete will be referred by the athletic trainer. If the services of an outside physician (specialist) are needed, the student-athlete will be referred by the team physician, (Director of Student Health Services – delete this part) or athletic trainer.
If injured or ill, the student athlete will be required to report at designated times for treatment and consultation. During this time, the student-athlete is obligated to follow all of the rules and regulations of his/her team and the athletic department. The student-athlete will be returned to the active list on the advice of the team physician and athletic trainer for final clearance.
Accurate and complete records of each case will be kept in the offices of the team physician or athletic trainer including the attitude and cooperation of the student-athlete involved.
Every student-athlete on every team is covered by insurance for any injury incurred in organized practices or games and while traveling to and from organized practice or games. The student athlete is responsible for cooperating with the athletic trainer and/or (Director of Student Health Services – delete this part) in all insurance claim procedures.
The athletic department is not responsible for any bill incurred by a student-athlete who sees a physician, has X-rays, or seeks other treatment without the knowledge or the permission of the team physician, athletic trainer, or Director of Athletics.