University knowledge, suspicion or notification from a student, university personnel, law enforcement, or identify theft victim would constitute a red flag under this policy. A red flag is anything that raises suspicion of the identity of the individual.
| Suspicious Documents | 1. Identification document appears to be forged, altered or fictitious; 2. Identification document where a photograph or physical description is present appears to be inconsistent with the person presenting the document; 3. Other documents on file with the information presented appears inconsistent with student information; and 4. Documents presented for services appear to be altered or forged. |
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| Suspicious Personal Identification Information | 1. Personal identifying information presented is inconsistent with: a. other information the student has provided (e.g. birth date does not match student record); b. other sources of information (e.g. address does not match and address on loan application); 2. Identifying information presented is the same as information found to be fraudulent; 3. Identifying information is the same as one presented by another student (e.g. social security number same as another student on file); and 4. A person fails to provide completed personal identifying information when asked to do so. |
| Suspicious Covered Account Activity | 1. Change of address for an account followed by a request to change the students name; 2. Stop payment on a active account where the account is never past due; 3. Signature on document does not match that on file; 4. Activity on the account is inconsistent with prior transactions; 5. Mail sent to the student is returned as undeliverable; 6. Notice from the student that University mail is not received; 7. Notice of unauthorized activity; 8. Student's address is one of a prison; 9. Social Security Number does not match birth date or name; 10. Breach in University computer system security; 11. Notification of unauthorized access to or use of student account information; and 12. ANY inconsistent information. |