University knowledge, suspicion or notification from a student, university personnel, law enforcement, or identify theft victim would constitute a red flag under this policy. A red flag is anything that raises suspicion of the identity of the individual.
| Suspicious Documents | 1. Identification document appears to be forged, altered or fictitious;
2. Identification document where a photograph or physical description is present appears to be inconsistent with the person presenting the document;
3. Other documents on file with the information presented appears inconsistent with student information; and
4. Documents presented for services appear to be altered or forged. |
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| Suspicious Personal Identification Information | 1. Personal identifying information presented is inconsistent with:
a. other information the student has provided (e.g. birth date does not match student record);
b. other sources of information (e.g. address does not match and address on loan application);
2. Identifying information presented is the same as information found to be fraudulent;
3. Identifying information is the same as one presented by another student (e.g. social security number same as another student on file); and
4. A person fails to provide completed personal identifying information when asked to do so. |
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| Suspicious Covered Account Activity | 1. Change of address for an account followed by a request to change the students name;
2. Stop payment on a active account where the account is never past due;
3. Signature on document does not match that on file;
4. Activity on the account is inconsistent with prior transactions;
5. Mail sent to the student is returned as undeliverable;
6. Notice from the student that University mail is not received;
7. Notice of unauthorized activity;
8. Student's address is one of a prison;
9. Social Security Number does not match birth date or name;
10. Breach in University computer system security;
11. Notification of unauthorized access to or use of student account information; and
12. ANY inconsistent information. |
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