Table of Contents OVERVIEW ..... 2 Purpose ..... 2 Delegated responsibility ..... 2 Requirements ..... 2 Definition ..... 3 Additional information ..... 3 IDENTIFYING RED FLAGS ..... 4 Suspicious Documents ..... 4 Suspicious Personal Identification Information ..... 4 Suspicious Covered Account Activity ..... 4 RED FLAG DETECTION ..... 5 Student Enrollment ..... 5 Existing Accounts ..... 5 Consumer Reports ..... 5 Service Provider Arrangements ..... 5 PREVENTING IDENTITY THEFT ..... 6 Prevent and/or Mitigate ..... 6 Protecting Student Information ..... 6 RESPONDING TO RED FLAGS ..... 7 Gathering documents ..... 7 POLICY UPDATES ..... 7