5. Accept, Decline, Or Modify Loans and Submit

Options to Pay Net Cost

TypeFALL 2026SPRING 2027AmountTake Action
Fed Direct Subsidized Loan-1$1,750.00\nOffered$1,750.00\nOffered$3,500.00Select
Fed Direct Unsubsidized Loan...$1,000.00\nOffered$1,000.00\nOffered$2,000.00Select
Total$2,750.00$2,750.00$5,500.00Accept Decline Modify

6. If you are a first-time student loan borrower at Kentucky State University and you choose to accept a federal student, please complete the next 2 following steps:

  1. 7. Complete Entrance Counseling Required for first-time federal student loan borrowers
  2. Go to StudentAid.gov/entrance-counseling.
  3. Log in with your FSA ID and password.
  4. Add Kentucky State University as the school to notify.
  5. Select your student type: undergraduate or graduate/professional.
  6. Complete and submit all required sections.