Waiver Limited Purpose HRA

The balance remaining in your Waiver Limited Purpose HRA (up to $2,100) at the end of 2025 will carry over to 2026, as long as you continue to waive your health insurance coverage and elect the Waiver Limited Purpose HRA.

If you have a Waiver Limited Purpose HRA in 2024 and wish to keep it, you do not have to make an election during open enrollment. If you do not wish to keep the Waiver Limited Purpose HRA in 2025, you must make a different election during open enrollment. The Waiver Limited Purpose HRA is available to those who have individual or government-sponsored health insurance, such as Medicare, Medicaid, or TRICARE, and don't need a health plan. This HRA only covers dental and vision expenses incurred by you and your dependents.

Your employer will contribute $175 per month, up to $2,100 per year, to your HealthEquity debit VISA Healthcare Card. It will be funded in two equal installments: $1,050 on January 1 and $1,050 on July 1.

You have a 90-day run-out period until March 31, 2026, to request reimbursement for eligible HRA expenses that occurred between January 1, 2025, and December 31, 2025.

• Note: The Waiver Limited Purpose HRA is not dental or vision insurance, but it may be used to pay for or reimburse you for dental and vision expenses. Examples of expenses that may be reimbursed from your Waiver Limited Purpose HRA include:
• Certain dental fees, such as fees for exams, cleanings, fillings, and crowns.
• Orthodontic treatment.
• Vision fees, including fees for exams, contacts, eyeglasses, and laser vision correction.

HEALTH ACTION

Who Is Eligible for the Waiver Limited Purpose HRA

• Any active employee of a state agency, school board, or certain quasi-governmental agencies, who is eligible for state-sponsored health insurance coverage.
• A retiree who has returned to work who has other health insurance (not with KPPA or TRS).
• Members who are not eligible for the Waiver General Purpose HRA because they have an individual or government-sponsored health insurance plan.

Who Is Not Eligible

• An employee of an agency that does not participate in KEHP's FSA/HRA program with HealthEquity.
• A retiree under age 65 who has gone back to work and elected coverage under the retirement system.

The HealthEquity debit VISA Healthcare Card can only be used for services rendered in 2025. You must file a Pay-Me-Back or Pay-My-Provider claim with HealthEquity for any services rendered in 2024.