Waiver General Purpose HRA

NOTE: You MUST log in to KHRIS during open enrollment and re-enroll in the Waiver General Purpose Health Reimbursement Arrangement (HRA) to continue to receive the employer contribution of $2,100 and receive any carryover funds.

The balance remaining in your Waiver General Purpose HRA (up to $2,100) at the end of 2025 will carry over to 2026 as long as you continue to waive your health insurance coverage and elect the Waiver General Purpose HRA.

If you don't need health insurance, you may be eligible for the Waiver General Purpose HRA. The HRA covers medical, dental, and vision services that your health insurance plan doesn't cover, such as the deductible and other out-of-pocket costs.

You will be eligible for a Waiver General Purpose HRA only if you have other employer-sponsored health insurance. You can use this HRA for you and your dependents as long as you can attest that all persons covered under the Waiver General Purpose HRA have other employer-sponsored group health insurance coverage.

Your employer will contribute $175 per month, up to $2,100 per year, to your HealthEquity debit VISA Healthcare Card. It will be funded in two equal installments: $1,050 on January 1 and $1,050 on July 1.

You have a 90-day run-out period until March 31, 2026, to request reimbursement for eligible expenses that occurred between January 1, 2025, and December 31, 2025.

• Expenses that may be reimbursed under your Waiver General Purpose HRA include:
• Medical and prescription expenses, including over-the-counter (OTC) medications, feminine products, and certain protective equipment, such as face masks and hand sanitizer.
• Co-payments and co-insurance.
• Certain dental fees, such as fees for exams, cleanings, fillings, and crowns.
• Orthodontic treatment.
• Vision fees, including fees for exams, contacts, eyeglasses, and laser vision correction.
• Medical supplies, such as wheelchairs, crutches, and walkers.

HEALTH ACTION

Who Is Eligible to Waive Coverage and Receive the Waiver General Purpose HRA

• Any active employee of a state agency, school board, or certain quasi-governmental agencies, who is eligible for state-sponsored health insurance coverage, and who has other employer-sponsored health insurance.
• A retiree who has returned to work who has other group health insurance (not with KPPA or TRS).

Who Is Not Eligible

• An employee of an agency that does not participate in KEHP's FSA/HRA program with HealthEquity.
• A retiree under age 65 who has gone back to work and elected coverage under the retirement system.
• An employee who does not have employer-sponsored group health insurance coverage.

An employee who has individual health insurance coverage through the Marketplace.

An employee whose only other insurance is Medicare, TRICARE, Medicaid, Veterans' Benefits, or other government-sponsored health insurance.

An employee who is contributing, or whose spouse is contributing, to a Health Savings Account (HSA).

The HealthEquity debit VISA Healthcare Card can only be used for services rendered in 2025. You must file a Pay-Me-Back or Pay-My-Provider claim with HealthEquity for any services rendered in 2024.