| Monthly Expenses | Amount | Ways I Can Reduce Expense |
|---|---|---|
| Example: Clothing | $50.00 | Use what I have; shop at a discount or thrift store; get essential items this month and others later |
| Rent / Mortgage | ||
| Electricity / Gas | ||
| Water & Sewer | ||
| Telephone / Cell Phone | ||
| Food (at home) | ||
| Food (away from home) | ||
| Transportation (bus) | ||
| Transportation Expenses – Auto | ||
| Gas, Maintenance | ||
| Insurance | ||
| Life | ||
| Health | ||
| Auto | ||
| Apartment / Home | ||
| Clothing | ||
| Personal Care Items | ||
| Daycare | ||
| Loan payments / Credit Card | ||
| Medical / Doctor Bills | ||
| Medicine | ||
| Cable TV / Satellite TV | ||
| Entertainment (videos, movies, etc.) | ||
| Education / Student Loans | ||
| Contributions / Church | ||
| Savings | ||
| Other - Cigarettes, Liquor | ||
| Other (list) | ||
| Other (list) | ||
| Total Expenses |