References:

Bankston, J. (2007). Money makeover. PowerPoint Presentation. Frankfort, Kentucky: Kentucky State University, Cooperative Extension Program.

◆ Owen, A.J., Haynes, R., & Fucik, S. (1998). Making your money work: Participant text and workbook. West Lafayette, Indiana: Purdue Cooperative Extension Service.

Smith, C. (2002). The H-Plan: How much, how well, how to. Greensboro, North Carolina: North Carolina A&T State University, Cooperative Extension Program.

University of Illinois Extension. (2009). Retrieved June 7, 2010, from http://www.MoreForYourMoney.extension.uiuc.edu

♦ Graphics: Liquid Library, Microsoft, 2003

Developed by: Joanne Bankston, Ph.D. State Extension Specialist for Family Economics and Management Cooperative Extension Program Kentucky State University, Frankfort, KY 40601

Reviewed by: Robert H. Flashman, Ph.D. State Extension Specialist for Family Resource Management University of Kentucky Peggy H. Powell Montgomery County Extension Agent For Family and Consumer Sciences University of Kentucky

Edited by:

Alex Lesueur, Jr., MSLS Family and Consumer Sciences Extension University of Kentucky

Graphic Design by: Diane Murphy Graphic Designer, Division of External Relations and Development Kentucky State University

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Cooperative Extension Program KENTUCKY STATE UNIVERSITY/UNIVERSITY OF KENTUCKY U.S.D.A. COOPERATIVE EXTENSION SYSTEM AND KENTUCKY COUNTIES COOPERATING

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