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            "text": "FINANCIAL AID MISTAKES",
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            "text": "Spending money up front.",
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            "text": "All the financial aid information you need is out there free of charge.",
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            "text": "The FAFSA is the most important tool for receiving financial aid. Many people qualify for some kind of aid.",
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            "text": "Waiting until the last minute to turn in applications.",
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            "text": "Many grant programs only have a certain amount of money to give to students.",
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            "text": "Review what each school is giving you to make sure you know your obligations.",
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            "text": "Skipping negotiations.",
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            "text": "If you don't feel your family's financial need was represented accurately, explain any special circumstances to your college's financial aid office.",
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            "text": "Being a bad consumer.",
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            "text": "Taking money out of a retirement account or paying for higher education with a credit card can put you into financial trouble.",
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            "text": "Tuition isn't the only thing you'll be paying for when you go to college. You'll also need money for student fees, food away from the dining hall, a computer, transportation and social activities.",
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