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                    "text": "Our G1 Governance and V1 Viability ratings from the Regulator of Social Housing confirm that we are well managed and financially secure."
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            "text": "Investing in homes and communities",
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            "text": "Most of our income comes from rent, and this year we collected 100.50% of the rent due. Other income comes from service charges and proceeds from the sale of shared ownership properties."
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            "text": "Every pound of income we receive is used to support our customers and communities. Any surplus we make is reinvested into your homes, the services we provide, and new affordable housing."
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            "text": "Although costs have increased due to inflation and rising demand for repairs, we remain focused on delivering high-quality services and investing in the future. By operating within a manageable and cost-effective distance of our offices in Witney, improving efficiency, and securing better value through procurement, we maximise the impact of our resources and deliver value for money."
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            "text": "£49.9m Total income - from rent, service charges and shared ownership property sales"
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            "text": "£31.3m Spent - to provide services, maintain homes and support\nneighbourhoods"
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            "text": "£5.5m Surplus - reinvested to deliver more affordable homes after meeting costs and interest on borrowing"
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            "text": "Our audited Financial Statements 2025–26 give full details of our accounts and include a Value for Money summary: cottsway.co.uk/publications",
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