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            "text": "Student Expenses 36\nFinancial Assistance 36\nForeign Currency 36\nTuition and Fee Schedule (Per Semester) 37\nOnline Courses 39\nTuition and Fee Refund Policy 39\nTime Period/Refunds 39\nTitle IV Financial Aid 39\nAccount Access 40\nPayment Information 41\nReturned Checks 42\nFinancial Aid and Scholarships 43\nApplying for Financial Aid 43\nNew First-Year and Transfer Students 43\nContinuing Students 43\nSummer Sessions 44\nCooperative Education Classes 44\nTypes of Financial Aid 44\nTEACH Grant 45\nFederal Perkins Loan Program 45\nWilliam D. Ford Federal Direct Student Loan Program 45\nFederal Direct Unsubsidized Stafford Loan 45\nMaster Promissory Note 46\nFederal Direct PLUS Loan 46\nFederal Work-Study Program 46\nGreen to Gold Employment Program 46\nVeterans' Benefits 46\nTuition Waivers 47\nSatisfactory Academic Progress Requirements 47\nChanges in Satisfactory Academic Progress 47\nUniversity Residency Process and Appeals 47\nPolicy and Procedures 56\nQualitative Progress (GPA) 56\nQuantitative Progress (Earned Hours/Completion Rate) 56\nMaximum Time Frame for Degree Completion 57\nAppeal of Financial Aid Suspension 57\nInstitutional Scholarship Policies 58\nAcademic Scholarship Policy 58\nAcademic Scholarships and Awards 59\nOther Academic Scholarships and Awards 60\nOveraward Policy 63\nInstitutional Aid Stacking Policy 63\nKentucky State University Foundation Scholarships 64\nNon-Academic Scholarship Policies 64\nTypes of Non-Academic Scholarships/Grants in Aid 64\nScholarship Appeal Process 70\nPART II: ACADEMIC INFORMATION AND SUPPORT SERVICES 71\nAcademic Information 72\nThe New Thorobred Student Orientation 72\nPlacement Tests 72\nV",
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