{ "document_id": 16762, "page": 18, "width_pt": 612, "height_pt": 792, "rotation": 0, "pipeline_version": "paddleocr-vl-1.6+paul-48", "engine": "paddleocr_vl", "source_run_id": 16875, "item_count": 58, "counts_by_type": { "footer": 4, "header": 2, "table": 2, "table_cell": 41, "text": 9 }, "build_ms": 23, "items": [ { "id": "p18.1", "order": 1, "type": "header", "bbox": { "l": 9.84, "t": 773.28, "r": 145.68, "b": 763.68 }, "text": "125 S. WACKER DRIVE SUITE 1650", "attrs": { "block_label": "header" }, "level": 2 }, { "id": "p18.2", "order": 2, "type": "header", "bbox": { "l": 201.36, "t": 774.96, "r": 492.96, "b": 762.96 }, "text": "PREMIUM FINANCE AGREEMENT IPFS CORPORATION", "attrs": { "block_label": "header" }, "level": 2 }, { "id": "p18.3", "order": 3, "type": "text", "bbox": { "l": 9.36, "t": 755.52, "r": 152.88, "b": 726.72 }, "text": "CHICAGO, IL 60606\n(877)242-0069 FAX: (877)242-0685\nCUSTOMER SERVICE: (866)412-2426" }, { "id": "p18.4", "order": 4, "type": "table", "bbox": { "l": 10.08, "t": 712.56, "r": 565.44, "b": 617.5989999999999 }, "text": "", "attrs": { "block_label": "table", "n_rows": 3, "n_cols": 5, "integrity": { "cells_checked": 12, "cells_flagged": 0 } }, "children": [ { "id": "p18.4.1", "order": 5, "type": "table_cell", "bbox": { "l": 18.9602, "t": 710.28, "r": 25.32131, "b": 698.13 }, "text": "A", "attrs": { "row": 0, "col": 0, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.2", "order": 6, "type": "table_cell", "bbox": { "l": 39.8398, "t": 710.28, "r": 129.5518, "b": 689.36 }, "text": "CASH PRICE (TOTAL PREMIUMS)", "attrs": { "row": 0, "col": 1, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.3", "order": 7, "type": "table_cell", "bbox": { "l": 180.24, "t": 710.28, "r": 232.601591, "b": 698.13 }, "text": "$529,385.69", "attrs": { "row": 0, "col": 2, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.4", "order": 8, "type": "table_cell", "bbox": { "l": 248.88, "t": 710.28, "r": 393.5784, "b": 680.48 }, "text": "AGENT\\n(Name & Place of business)\\nASSUREDPARTNERS NL - LOUISVILLE", "attrs": { "row": 0, "col": 3, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.5", "order": 9, "type": "table_cell", "bbox": { "l": 409.68, "t": 710.28, "r": 528.9816, "b": 680.48 }, "text": "INSURED\\n(Name & Residence or business)\\nKENTUCKY STATE UNIVERSITY", "attrs": { "row": 0, "col": 4, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.6", "order": 10, "type": "table_cell", "bbox": { "l": 10.08, "t": 682, "r": 121.152, "b": 651.44 }, "text": "", "attrs": { "row": 1, "col": 0, "rowspan": 1, "colspan": 1 } }, { "id": "p18.4.7", "order": 11, "type": "table_cell", "bbox": { "l": 37.2008, "t": 681.938, "r": 95.0405, "b": 662.479 }, "text": "CASH DOWN PAYMENT", "attrs": { "row": 1, "col": 1, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.8", "order": 12, "type": "table_cell", "bbox": { "l": 180.479, "t": 682.407, "r": 230.640546, "b": 670.2570000000001 }, "text": "$132,346.42", "attrs": { "row": 1, "col": 2, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.9", "order": 13, "type": "table_cell", "bbox": { "l": 249.121, "t": 673.279, "r": 304.961, "b": 662.479 }, "text": "2305 RIVER RD", "attrs": { "row": 1, "col": 3, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.10", "order": 14, "type": "table_cell", "bbox": { "l": 410.161, "t": 683.611, "r": 510.177, "b": 617.5989999999999 }, "text": "ATTN: Sherri Bridgewaters\\n400 E. MAIN STREET\\nASB ROOM 201\\nFRANKFORT, KY 40601\\n(502)597-5827\\naccounts.payable@kysu.edu\\nKENTSTA-01", "attrs": { "row": 1, "col": 4, "rowspan": 2, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.11", "order": 15, "type": "table_cell", "bbox": { "l": 10.08, "t": 651.44, "r": 121.152, "b": 620.88 }, "text": "", "attrs": { "row": 2, "col": 0, "rowspan": 1, "colspan": 1 } }, { "id": "p18.4.12", "order": 16, "type": "table_cell", "bbox": { "l": 37.441, "t": 655.279, "r": 138.30166, "b": 634.879 }, "text": "PRINCIPAL BALANCE (A MINUS B)", "attrs": { "row": 2, "col": 1, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.13", "order": 17, "type": "table_cell", "bbox": { "l": 180.481, "t": 655.279, "r": 230.641, "b": 644.479 }, "text": "$397,039.27", "attrs": { "row": 2, "col": 2, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.4.14", "order": 18, "type": "table_cell", "bbox": { "l": 251.761, "t": 655.279, "r": 372.73844, "b": 634.879 }, "text": "LOUISVILLE,KY 40206\\n(502)894-2100 FAX: (502)259-9221", "attrs": { "row": 2, "col": 3, "rowspan": 1, "colspan": 1, "bbox_refit": true } } ] }, { "id": "p18.5", "order": 19, "type": "text", "bbox": { "l": 14.16, "t": 589.2, "r": 172.56, "b": 576.48 }, "text": "Account #: _____" }, { "id": "p18.6", "order": 20, "type": "text", "bbox": { "l": 222.96, "t": 589.44, "r": 360.48, "b": 569.28 }, "text": "LOAN DISCLOSURE\nAdditional Policies Scheduled on Page 3" }, { "id": "p18.7", "order": 21, "type": "text", "bbox": { "l": 507.84, "t": 607.68, "r": 563.76, "b": 595.2 }, "text": "Commercial" }, { "id": "p18.8", "order": 22, "type": "text", "bbox": { "l": 450.72, "t": 590.64, "r": 568.32, "b": 578.4 }, "text": "Quote Number: 20203109" }, { "id": "p18.9", "order": 23, "type": "table", "bbox": { "l": 13.44, "t": 561.999, "r": 587.52, "b": 301.2 }, "text": "", "attrs": { "block_label": "table", "n_rows": 7, "n_cols": 8, "integrity": { "cells_checked": 27, "cells_flagged": 2, "flags": [ { "row": 2, "col": 2, "coverage": 0.4, "text": "When Payments Are Due Beginning:" }, { "row": 4, "col": 0, "coverage": 0, "text": "0302219-09-427848" } ] } }, "children": [ { "id": "p18.9.1", "order": 24, "type": "table_cell", "bbox": { "l": 17.041, "t": 561.999, "r": 159.441339, "b": 517.649 }, "text": "ANNUAL PERCENTAGE RATE\\nThe cost of your credit as a yearly rate.\\n7.20%", "attrs": { "row": 0, "col": 0, "rowspan": 1, "colspan": 2, "bbox_refit": true } }, { "id": "p18.9.2", "order": 25, "type": "table_cell", "bbox": { "l": 168.961, "t": 561.999, "r": 284.748987, "b": 517.649 }, "text": "FINANCE CHARGE\\nThe dollar amount the credit will cost you.\\n$13,219.83", "attrs": { "row": 0, "col": 1, "rowspan": 1, "colspan": 2, "bbox_refit": true } }, { "id": "p18.9.3", "order": 26, "type": "table_cell", "bbox": { "l": 293.761, "t": 561.999, "r": 418.931238, "b": 517.649 }, "text": "AMOUNT FINANCED\\nThe amount of credit provided to you or on your behalf.\\n$397,039.27", "attrs": { "row": 0, "col": 2, "rowspan": 1, "colspan": 2, "bbox_refit": true } }, { "id": "p18.9.4", "order": 27, "type": "table_cell", "bbox": { "l": 422.641, "t": 561.999, "r": 579.785628, "b": 517.649 }, "text": "TOTAL OF PAYMENTS\\nThe amount you will have paid after you have made all payments as scheduled\\n$410,259.10", "attrs": { "row": 0, "col": 3, "rowspan": 1, "colspan": 2, "bbox_refit": true } }, { "id": "p18.9.5", "order": 28, "type": "table_cell", "bbox": { "l": 106.801, "t": 498.909, "r": 225.68164, "b": 487.759 }, "text": "YOUR PAYMENT SCHEDULE WILL BE", "attrs": { "row": 1, "col": 0, "rowspan": 1, "colspan": 4, "bbox_refit": true } }, { "id": "p18.9.6", "order": 29, "type": "table_cell", "bbox": { "l": 368.883, "t": 500.492, "r": 567.363, "b": 480.56 }, "text": "YOU HAVE THE RIGHT TO RECEIVE AN ITEMIZATION OF THE AMOUNT FINANCED:", "attrs": { "row": 1, "col": 1, "rowspan": 1, "colspan": 4, "bbox_refit": true } }, { "id": "p18.9.7", "order": 30, "type": "table_cell", "bbox": { "l": 16.8, "t": 482, "r": 578.40144, "b": 393.68 }, "text": "Number Of Payments\\n10\nSecurity: Refer to paragraph 1 below for a description of the collateral assigned to Lender to secure this loan.\\nLate Charges: A late charge will be imposed on any installment in default 5 days or more. This late charge will be 5.00% of the installment due.\\nPrepayment: If you pay your account off early, you may be entitled to a refund of a portion of the finance charge in accordance with Rule of 78's. The finance charge includes a predetermined interest rate plus a non-refundable service/origination fee of $15.00. See the terms below and on the next page for additional information about nonpayment, default and penalties.", "attrs": { "row": 2, "col": 0, "rowspan": 1, "colspan": 1, "bbox_refit": true, "merged_continuation": true } }, { "id": "p18.9.8", "order": 31, "type": "table_cell", "bbox": { "l": 112.562, "t": 482, "r": 198.657354, "b": 448.33 }, "text": "Amount Of Payments\\n$41,025.91", "attrs": { "row": 2, "col": 1, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.9", "order": 32, "type": "table_cell", "bbox": { "l": 156.96, "t": 496.68, "r": 228.72, "b": 464.1 }, "text": "When Payments Are Due Beginning:", "attrs": { "row": 2, "col": 2, "rowspan": 1, "colspan": 1 } }, { "id": "p18.9.10", "order": 33, "type": "table_cell", "bbox": { "l": 321.602, "t": 476.12, "r": 359.444428, "b": 448.33 }, "text": "MONTHLY 08/01/2022", "attrs": { "row": 2, "col": 3, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.11", "order": 34, "type": "table_cell", "bbox": { "l": 300.48, "t": 496.68, "r": 587.52, "b": 464.1 }, "text": "[] I WANT AN ITEMIZATION (DO NOT CHECK IF YOU DO NOT WANT AN ITEMIZATION)", "attrs": { "row": 2, "col": 4, "rowspan": 1, "colspan": 4 } }, { "id": "p18.9.12", "order": 35, "type": "table_cell", "bbox": { "l": 38.1602, "t": 387.64, "r": 94.114151, "b": 369.07 }, "text": "POLICY PREFIX AND NUMBER", "attrs": { "row": 3, "col": 0, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.13", "order": 36, "type": "table_cell", "bbox": { "l": 119.28, "t": 387.64, "r": 182.447644, "b": 369.07 }, "text": "EFFECTIVE DATE OF POLICY", "attrs": { "row": 3, "col": 1, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.14", "order": 37, "type": "table_cell", "bbox": { "l": 193.92, "t": 387.64, "r": 369.679718, "b": 369.07 }, "text": "SCHEDULE OF POLICIES INSURANCE COMPANY AND GENERAL AGENT", "attrs": { "row": 3, "col": 2, "rowspan": 1, "colspan": 2, "bbox_refit": true } }, { "id": "p18.9.15", "order": 38, "type": "table_cell", "bbox": { "l": 386.88, "t": 387.64, "r": 426.986398, "b": 378.19 }, "text": "COVERAGE", "attrs": { "row": 3, "col": 3, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.16", "order": 39, "type": "table_cell", "bbox": { "l": 446.4, "t": 387.64, "r": 479.160589, "b": 360.67 }, "text": "MINIMUM EARNED PERCENT", "attrs": { "row": 3, "col": 4, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.17", "order": 40, "type": "table_cell", "bbox": { "l": 493.68, "t": 387.64, "r": 511.34408, "b": 369.07 }, "text": "POL TERM", "attrs": { "row": 3, "col": 5, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.18", "order": 41, "type": "table_cell", "bbox": { "l": 534.24, "t": 387.64, "r": 566.16093, "b": 378.19 }, "text": "PREMIUM", "attrs": { "row": 3, "col": 6, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.19", "order": 42, "type": "table_cell", "bbox": { "l": 13.44, "t": 398.94, "r": 85.2, "b": 366.36 }, "text": "0302219-09-427848", "attrs": { "row": 4, "col": 0, "rowspan": 1, "colspan": 1 } }, { "id": "p18.9.20", "order": 43, "type": "table_cell", "bbox": { "l": 134.4, "t": 356.2, "r": 169.962818, "b": 346.75 }, "text": "07/01/2022", "attrs": { "row": 4, "col": 1, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.21", "order": 44, "type": "table_cell", "bbox": { "l": 218.16, "t": 356.2, "r": 346.161758, "b": 346.75 }, "text": "CHURCH MUTUAL INSURANCE CO", "attrs": { "row": 4, "col": 2, "rowspan": 1, "colspan": 2, "bbox_refit": true } }, { "id": "p18.9.22", "order": 45, "type": "table_cell", "bbox": { "l": 383.52, "t": 356.2, "r": 430.430065, "b": 346.75 }, "text": "AUTOMOBILE", "attrs": { "row": 4, "col": 3, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.23", "order": 46, "type": "table_cell", "bbox": { "l": 451.92, "t": 356.2, "r": 474.342746, "b": 346.75 }, "text": "0.000%", "attrs": { "row": 4, "col": 4, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.24", "order": 47, "type": "table_cell", "bbox": { "l": 501.36, "t": 356.2, "r": 506.639824, "b": 346.75 }, "text": "12", "attrs": { "row": 4, "col": 5, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.25", "order": 48, "type": "table_cell", "bbox": { "l": 545.52, "t": 356.2, "r": 579.339366, "b": 346.75 }, "text": "66,725.00", "attrs": { "row": 4, "col": 6, "rowspan": 1, "colspan": 1, "bbox_refit": true } }, { "id": "p18.9.26", "order": 49, "type": "table_cell", "bbox": { "l": 441.84, "t": 337.28, "r": 479.472, "b": 326.48 }, "text": "Broker Fee: $0.00", "attrs": { "row": 5, "col": 0, "rowspan": 1, "colspan": 8, "bbox_refit": true } }, { "id": "p18.9.27", "order": 50, "type": "table_cell", "bbox": { "l": 13.44, "t": 333.78, "r": 587.52, "b": 301.2 }, "text": "TOTAL: $529,385.69", "attrs": { "row": 6, "col": 0, "rowspan": 1, "colspan": 8 } } ] }, { "id": "p18.10", "order": 51, "type": "text", "bbox": { "l": 12, "t": 285.84, "r": 581.76, "b": 183.6 }, "text": "The undersigned insured directs IPFS Corporation (herein, \"Lender\") to pay the premiums on the policies described on the Schedule of Policies. In consideration of such premium payments, subject to the provisions set forth herein, the insured agrees to pay Lender at the branch office address shown above, or as otherwise directed by Lender, the amount stated as Total of Payments in accordance with the Payment Schedule, in each case as shown in the above Loan Disclosure. The named insured(s), on a joint and several basis if more than one, hereby agree to the following provisions set forth on pages 1 and 2 of this Agreement: 1. SECURITY: To secure payment of all amounts due under this Agreement, insured assigns Lender a security interest in all right, title and interest to the scheduled policies, including: (a) all money that is or may be due insured because of a loss under any such policy that reduces the unearned premiums (subject to the interest of any applicable mortgagee or loss payee), (b) any unearned premium under each such policy, (c) dividends which may become due insured in connection with any such policy and (d) interests arising under a state guarantee fund. (clause (c) not applicable in KY) 2. POWER OF ATTORNEY: Insured irrevocably appoints its Lender attorney-in-fact with full power of substitution and full authority upon default to cancel all policies above identified, receive all sums assigned to its Lender or in which it has granted Lender a security interest and to execute and deliver on behalf of the insured documents, instruments, forms and notices relating to the listed insurance policies in furtherance of this Agreement." }, { "id": "p18.11", "order": 52, "type": "text", "bbox": { "l": 14.16, "t": 180.96, "r": 281.76, "b": 121.44 }, "text": "NOTICE: A. Do not sign this agreement before you read it or if it contains any blank space. B. You are entitled to a completely filled in copy of this agreement. C. Under the law, you have the right to pay in advance the full amount due and under certain conditions to obtain a partial refund of the finance charge. D. Keep your copy of this agreement to protect your legal rights.\nThe undersigned hereby warrants and agrees to Agent's Representations set forth herein." }, { "id": "p18.12", "order": 53, "type": "text", "bbox": { "l": 211.92, "t": 84.72, "r": 385.68, "b": 71.52 }, "text": "DATE Signature of Agent" }, { "id": "p18.13", "order": 54, "type": "text", "bbox": { "l": 501.12, "t": 87.36, "r": 566.4, "b": 72.72 }, "text": "DATE" }, { "id": "p18.14", "order": 55, "type": "footer", "bbox": { "l": 15.12, "t": 84, "r": 198.72, "b": 70.8 }, "text": "Signature of Insured or Authorized Agent", "attrs": { "block_label": "footer" } }, { "id": "p18.15", "order": 56, "type": "footer", "bbox": { "l": 15.84, "t": 13.68, "r": 171.36, "b": 3.12 }, "text": "(10/17) Copyright 2017 IPFS Corporation™", "attrs": { "block_label": "footer" } }, { "id": "p18.16", "order": 57, "type": "footer", "bbox": { "l": 263.76, "t": 14.16, "r": 307.2, "b": 3.12 }, "text": "Page 1 of 6", "attrs": { "block_label": "number" } }, { "id": "p18.17", "order": 58, "type": "footer", "bbox": { "l": 477.36, "t": 15.6, "r": 572.64, "b": 4.56 }, "text": "7/22/2022 Web - KYCFEE", "attrs": { "block_label": "footer" } } ], "excluded_furniture": { "first": [], "last": [] } }