{
    "document_id": 16322,
    "page": 24,
    "width_pt": 612,
    "height_pt": 792,
    "rotation": 0,
    "pipeline_version": "paddleocr-vl-1.6+paul-48",
    "engine": "paddleocr_vl",
    "source_run_id": 16435,
    "item_count": 23,
    "counts_by_type": {
        "footer": 1,
        "list": 1,
        "list_item": 21
    },
    "build_ms": 2,
    "items": [
        {
            "id": "p24.1",
            "order": 1,
            "type": "list",
            "bbox": {
                "l": 77.76,
                "t": 729.36,
                "r": 553.44,
                "b": 79.2
            },
            "text": "",
            "attrs": {
                "item_count": 21
            },
            "children": [
                {
                    "id": "p24.1.1",
                    "order": 2,
                    "type": "list_item",
                    "bbox": {
                        "l": 77.76,
                        "t": 729.36,
                        "r": 524.88,
                        "b": 699.84
                    },
                    "text": "Will KSU be charged for any customization required (e.g., ERP interface, custom reports)? If so, list any charges for customization included in this RFP.",
                    "marker": "6."
                },
                {
                    "id": "p24.1.2",
                    "order": 3,
                    "type": "list_item",
                    "bbox": {
                        "l": 78,
                        "t": 687.84,
                        "r": 551.76,
                        "b": 644.64
                    },
                    "text": "Does the bank accept compensation in fees, balances or a combination of the two? If fees are accepted, is there a surcharge or a different price schedule for fee compensation? Describe.",
                    "marker": "7."
                },
                {
                    "id": "p24.1.3",
                    "order": 4,
                    "type": "list_item",
                    "bbox": {
                        "l": 77.76,
                        "t": 632.4,
                        "r": 515.04,
                        "b": 617.52
                    },
                    "text": "What fee payment options does the bank offer (e.g., direct debit, ACH, check)?",
                    "marker": "8."
                },
                {
                    "id": "p24.1.4",
                    "order": 5,
                    "type": "list_item",
                    "bbox": {
                        "l": 77.76,
                        "t": 604.8,
                        "r": 465.6,
                        "b": 590.64
                    },
                    "text": "Describe the method used to calculate the earnings credit rate (ECR).",
                    "marker": "9."
                },
                {
                    "id": "p24.1.5",
                    "order": 6,
                    "type": "list_item",
                    "bbox": {
                        "l": 149.76,
                        "t": 590.16,
                        "r": 345.36,
                        "b": 577.44
                    },
                    "text": "To what index is the ECR linked?",
                    "marker": "a."
                },
                {
                    "id": "p24.1.6",
                    "order": 7,
                    "type": "list_item",
                    "bbox": {
                        "l": 149.76,
                        "t": 576.72,
                        "r": 543.12,
                        "b": 550.08
                    },
                    "text": "Please provide the bank's ECR for similar customers of our size for the last 36 month period from April 2021 to March 2024?",
                    "marker": "b."
                },
                {
                    "id": "p24.1.7",
                    "order": 8,
                    "type": "list_item",
                    "bbox": {
                        "l": 149.52,
                        "t": 549.36,
                        "r": 530.4,
                        "b": 522.48
                    },
                    "text": "Please provide the percentage spread from the linked index for ECR offered to the University.",
                    "marker": "c."
                },
                {
                    "id": "p24.1.8",
                    "order": 9,
                    "type": "list_item",
                    "bbox": {
                        "l": 149.52,
                        "t": 521.76,
                        "r": 509.76,
                        "b": 493.44
                    },
                    "text": "Will the bank set a floor on the earnings credit rate offered to the University? If so, please provide the floor rate for ECR.",
                    "marker": "d."
                },
                {
                    "id": "p24.1.9",
                    "order": 10,
                    "type": "list_item",
                    "bbox": {
                        "l": 78.96,
                        "t": 480.72,
                        "r": 509.04,
                        "b": 452.64
                    },
                    "text": "Describe your short-term investment vehicle(s) or interest-bearing account(s) available for the overnight sweep of the University's demand deposit accounts.",
                    "marker": "10."
                },
                {
                    "id": "p24.1.10",
                    "order": 11,
                    "type": "list_item",
                    "bbox": {
                        "l": 150,
                        "t": 452.16,
                        "r": 412.56,
                        "b": 439.44
                    },
                    "text": "How are investment/sweep rates determined?",
                    "marker": "a."
                },
                {
                    "id": "p24.1.11",
                    "order": 12,
                    "type": "list_item",
                    "bbox": {
                        "l": 150,
                        "t": 438.48,
                        "r": 532.32,
                        "b": 412.08
                    },
                    "text": "Please provide investment return history for the last 36-month period from April 2020 to March 2023.",
                    "marker": "b."
                },
                {
                    "id": "p24.1.12",
                    "order": 13,
                    "type": "list_item",
                    "bbox": {
                        "l": 148.56,
                        "t": 410.88,
                        "r": 536.16,
                        "b": 385.2
                    },
                    "text": "Please describe how interest is applied. Is it the full amount paid from the fund?",
                    "marker": "c."
                },
                {
                    "id": "p24.1.13",
                    "order": 14,
                    "type": "list_item",
                    "bbox": {
                        "l": 78.72,
                        "t": 383.52,
                        "r": 538.32,
                        "b": 356.64
                    },
                    "text": "Describe the short-term investment fund management capabilities offered. Include the following information:",
                    "marker": "11."
                },
                {
                    "id": "p24.1.14",
                    "order": 15,
                    "type": "list_item",
                    "bbox": {
                        "l": 95.76,
                        "t": 356.16,
                        "r": 437.28,
                        "b": 328.56
                    },
                    "text": "Fund information such as name, minimum purchase unit and management/administration fees and conditions.",
                    "marker": "a."
                },
                {
                    "id": "p24.1.15",
                    "order": 16,
                    "type": "list_item",
                    "bbox": {
                        "l": 96,
                        "t": 328.32,
                        "r": 324.96,
                        "b": 314.88
                    },
                    "text": "Please describe how interest is applied.",
                    "marker": "b."
                },
                {
                    "id": "p24.1.16",
                    "order": 17,
                    "type": "list_item",
                    "bbox": {
                        "l": 96,
                        "t": 314.88,
                        "r": 538.56,
                        "b": 300
                    },
                    "text": "Historical performance for the 36-month period from April 2021 and March 2024.",
                    "marker": "c."
                },
                {
                    "id": "p24.1.17",
                    "order": 18,
                    "type": "list_item",
                    "bbox": {
                        "l": 78.24,
                        "t": 287.28,
                        "r": 522.24,
                        "b": 258.72
                    },
                    "text": "Does a reserve requirement apply on balances? If so, please describe how it is applied.",
                    "marker": "12."
                },
                {
                    "id": "p24.1.18",
                    "order": 19,
                    "type": "list_item",
                    "bbox": {
                        "l": 78.72,
                        "t": 246.24,
                        "r": 553.44,
                        "b": 217.44
                    },
                    "text": "Is there a fee or other assessment for FDIC Insurance? If so, what is the charge and how is it computed?",
                    "marker": "13."
                },
                {
                    "id": "p24.1.19",
                    "order": 20,
                    "type": "list_item",
                    "bbox": {
                        "l": 78.72,
                        "t": 204.24,
                        "r": 534.96,
                        "b": 162
                    },
                    "text": "Can the customer decide how the balances in its accounts will be grouped for purposes of compensation (e.g., assessed individually, by division, at the relationship level)?",
                    "marker": "14."
                },
                {
                    "id": "p24.1.20",
                    "order": 21,
                    "type": "list_item",
                    "bbox": {
                        "l": 79.44,
                        "t": 149.76,
                        "r": 527.28,
                        "b": 134.64
                    },
                    "text": "When calculating average balances, are positive and negative balances netted?",
                    "marker": "15."
                },
                {
                    "id": "p24.1.21",
                    "order": 22,
                    "type": "list_item",
                    "bbox": {
                        "l": 78,
                        "t": 122.16,
                        "r": 542.16,
                        "b": 79.2
                    },
                    "text": "How does the bank charge for overdrafts? What about daylight overdrafts? Does the bank charge for use of uncollected funds? If so, how is the charge calculated? Are these fees a direct charge or can they be offset by the earnings credit allowance?",
                    "marker": "16."
                }
            ]
        },
        {
            "id": "p24.2",
            "order": 23,
            "type": "footer",
            "bbox": {
                "l": 491.76,
                "t": 30,
                "r": 554.88,
                "b": 18
            },
            "text": "Page 24 of 29",
            "attrs": {
                "block_label": "number"
            }
        }
    ],
    "excluded_furniture": {
        "first": [],
        "last": []
    }
}