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                    "text": "Identify Theft",
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                    "text": "A fraud committed or attempted using the identifying information of another person without authority.",
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                    "text": "Red Flag",
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                    "text": "Covered Accounts",
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                    "text": "Accounts offered for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions (e.g. participating in the Federal Perkins Loan program; participating in the Federal Family Education Loan program (FFEL); offering institutional loans to students, faculty or staff (i.e. emergency student loans, employee accounts receivable, etc), offering tuition payment plans throughout the semester rather than requiring full payment at the beginning of the semester.",
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                    "text": "Creditor",
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                    "text": "Includes student accounts or loans where payment for services rendered is deferred.",
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                    "text": "Identifying Information",
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                    "text": "Any name or number that may be used, alone or in conjunction with any other information, to identify a specific person (e.g. name, address, telephone number, social security number, date of birth, driver's license, state identification, alien registration number, passport number, taxpayer identification number, student identification number, etc.).",
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                    "text": "Red Flags",
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                    "text": "Additional information",
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                    "text": "Family Education and Privacy Act (FERPA), Gramm Leach Bliley (GLB), Fair Credit Reporting Act (FCRA)",
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            "text": "Continue on next page",
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