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            "text": "AFFORDABILITY",
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            "text": "American families continue to identify college affordability as one of their biggest concerns. AASCU, representing more than 400 institutions and heads of systems on behalf of over 3.9 million students who attend these institutions, advocates for a higher education finance model that ensures every student can afford a college education without the burden of undue debt. This model recognizes the interplay of federal, state, institutional and family funding sources, with a reliance on significant federal student support as its base, in order to meet the need of low-income individuals."
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            "text": "Student grants, student loans and tax policies all contribute to college affordability. AASCU believes that while each is an important piece of financing a college education, limited public resources should be targeted to the neediest students in the form of direct grant aid. Student debt should be limited, student loan repayment options flexible and manageable for students in all income categories, work-study opportunities available and financially feasible for students, and education tax benefits transparent."
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            "text": "Federal policymakers have remained focused on higher education, mainly due to the funding demands of the Pell Grant Program. A result of current economic conditions is that more individuals are seeking some form of postsecondary education. As such, more individuals are eligible for and are receiving the Pell Grant award. The success of the program has increased the amount of funds needed to support a maximum award of $5,550 in an environment of fiscal restraint. The Budget Control Act, passed last year, provided additional funds to address the funding gap, but only on a short-term basis."
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            "text": "The transition to the issuance of all federal education loans by the federal government through the Direct Loan Program has seemingly been smooth. AASCU has and will continue to closely monitor this program to ensure that students experience a streamlined conversion, as well as informed servicing. Many borrowers are not aware of the new payment options and benefits available to them. This leads many to become “defaulters” with harsh financial penalties and no statute of limitations. AASCU believes that the goal now should be to streamline and reform borrower repayment in federal student loan programs to ensure that all borrowers are able to repay their loans using an appropriate repayment plan without incurring penalties."
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            "text": "2012 AASCU Public Policy Agenda",
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            "text": "9",
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