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            "text": "PROCESS:",
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            "text": "Student Financial Responsibility",
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                    "text": "Students are obligated to pay their account balances in full by the designated semester due dates."
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                    "text": "At the start of each semester, students will be required to sign and initial a \"Statement of Student Financial Responsibility,\" acknowledging this obligation.",
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            "text": "Collection of Past-Due Accounts",
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                    "text": "KSU will take systematic action to collect all past-due student account balances."
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                    "text": "Accounts that remain past-due may be referred to a third-party collections agency and/or attorneys.",
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                    "text": "In the event an account is referred for external collection, the student will be responsible for reimbursing KSU for all associated fees and costs. Such fees may be based on a percentage of the delinquent balance, up to a maximum of forty percent (40%), or the maximum permitted by law."
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                    "text": "KSU or its associated vendors may report information regarding unpaid obligations to credit bureaus."
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            "text": "Implementation",
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            "text": "The specific procedures, timelines, consequences, and appeals process for managing past-due accounts are detailed in the Student Account Collections Regulation."
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            "text": "REFERENCES AND RELATED MATERIALS:",
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            "text": "KSU Student Account Collections Regulation",
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            "text": "CONTACTS:",
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                    "text": "Subject\nPolicy Questions",
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                    "text": "Office\nCFO/Vice President of Fin. & Admin.",
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                    "text": "Telephone\n(502) 597-6429",
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                    "text": "E-mail\nMelissa.Hicks@kysu.edu",
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                            "text": "Melissa.Hicks@kysu.edu",
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            "text": "HISTORY:",
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                    "text": "Revision Type\nIssued (New Policy)",
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                    "text": "Date of Issuance/Revision\nNovember 2023",
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                    "text": "Drafter(s)/Editor(s)\nDanyel Tolbert, Wendy Dixie, and Zach Atwell",
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                    "text": "Substantive Revisions (Separated Policy into a Policy and Implementing Regulation)",
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                    "text": "June 2025",
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                    "text": "Zach Atwell",
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