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            "text": "KENTUCKY STATE UNIVERSITY",
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            "text": "Policies and Regulations",
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            "text": "POLICY TITLE:\nDebt Management"
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            "text": "APPLIES TO:\nAll Divisions and Departments"
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            "text": "ADMINISTRATIVE AUTHORITY:\nDivision of Finance and Administration\nChief Financial Officer (CFO)"
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            "text": "APPROVED BY:\nKentucky State University Board of Regents"
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            "text": "EFFECTIVE DATE:\nAugust 8, 2025"
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            "text": "NEXT REVIEW DATE:\nAugust 8, 2028"
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            "text": "POLICY STATEMENT:",
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            "text": "This policy provides a disciplined framework for the strategic use of debt to finance capital investments that support the mission of Kentucky State University (KSU). To protect the long-term financial health and credit rating of the university, debt is managed prudently, and its use is limited to mission-critical projects after a thorough evaluation of all available funding sources and financing strategies."
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            "text": "DEFINITIONS:",
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            "text": "Capital Project",
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            "text": "A long-term investment project to build, improve, or maintain a capital asset, such as facilities and infrastructure."
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            "text": "Debt Capacity",
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            "text": "The maximum amount of debt an organization can incur without threatening its financial health or ability to meet its repayment obligations."
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