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            "text": "Health Insurance",
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            "text": "New Plan Option for 2025",
            "attrs": {
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            },
            "text": "LivingWell High Deductible Health Plan (HDHP)",
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        {
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            "text": "Do you want to pay lower premiums in exchange for higher out-of-pocket costs? The LivingWell HDHP may be the plan for you."
        },
        {
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                {
                    "id": "p8.5.1",
                    "order": 6,
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                    "bbox": {
                        "l": 42.72,
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                    "text": "This is a catastrophic-type of health plan, with higher deductibles and lower premiums."
                },
                {
                    "id": "p8.5.2",
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                    "text": "It is recommended for those who expect to have lower overall healthcare expenses and only need preventive care."
                },
                {
                    "id": "p8.5.3",
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                    "text": "If you have a Health Savings Account (HSA), you can use it with this plan. HSAs are not available through KEHP.",
                    "marker": "•"
                },
                {
                    "id": "p8.5.4",
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                        "l": 43.2,
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                    "text": "You don't have to have an HSA to elect this plan."
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                {
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                    "text": "All covered services, except for qualified preventive care are subject to the deductible.",
                    "marker": "-"
                },
                {
                    "id": "p8.5.6",
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                    "bbox": {
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                    "text": "Unlike other KEHP plan offerings, the HDHP does not have separate single and family deductibles accumulating simultaneously; only one deductible will apply (\"single\" if single-only coverage or the higher \"family\" deductible if any other option is elected).",
                    "marker": "-"
                },
                {
                    "id": "p8.5.7",
                    "order": 12,
                    "type": "list_item",
                    "bbox": {
                        "l": 43.2,
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                    "text": "Once you meet the deductible, the plan will pay 70% of covered expenses and you will pay a 30% co-insurance."
                },
                {
                    "id": "p8.5.8",
                    "order": 13,
                    "type": "list_item",
                    "bbox": {
                        "l": 43.44,
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                    "text": "Both your medical and pharmacy expenses apply to the deductible and the maximum out-of-pocket."
                },
                {
                    "id": "p8.5.9",
                    "order": 14,
                    "type": "list_item",
                    "bbox": {
                        "l": 42.24,
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                    "text": "Once your maximum out-of-pocket is met, your covered medical and pharmacy claims will be paid at 100%."
                }
            ]
        },
        {
            "id": "p8.6",
            "order": 15,
            "type": "text",
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            "text": "Many complementary benefits offered under the other three health plan options are not covered under the HDHP, including:"
        },
        {
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            "type": "text",
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            },
            "text": "• Carrum Health"
        },
        {
            "id": "p8.8",
            "order": 17,
            "type": "text",
            "bbox": {
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                "r": 108.72,
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            },
            "text": "Hinge Health"
        },
        {
            "id": "p8.9",
            "order": 18,
            "type": "text",
            "bbox": {
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                "t": 138,
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            "text": "LivingWell Health Clinics"
        },
        {
            "id": "p8.10",
            "order": 19,
            "type": "text",
            "bbox": {
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                "b": 110.16
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            "text": "LiveHealth Online"
        },
        {
            "id": "p8.11",
            "order": 20,
            "type": "text",
            "bbox": {
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                "t": 105.12,
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            },
            "text": "UK Acupuncture"
        },
        {
            "id": "p8.12",
            "order": 21,
            "type": "text",
            "bbox": {
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            "text": "However, some of the above services may be available to you once your deductible for the plan year is met."
        },
        {
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                "block_label": "image"
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        },
        {
            "id": "p8.14",
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            "type": "footer",
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            },
            "text": "8",
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        }
    ],
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