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            "text": "Life Insurance with MetLife",
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            "text": "As a Commonwealth of Kentucky public employee, your participating employer provides $20,000 of basic life insurance coverage to eligible employees at no cost to you. In addition to the free $20,000 of life coverage, you have the option to purchase additional life insurance for you and your eligible dependents. The basic and optional employee term life insurance plans also provide accidental death and dismemberment (AD&D) benefits, providing additional financial protection in the event of death or injury caused by certain events."
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            "text": "During open enrollment, you can add or make changes to your optional employee and dependent life insurance plan(s) without a Statement of Health.\nOutside of open enrollment, you can add or increase optional life insurance. A Statement of Health will be required for Optional Life Insurance for the employee or spouse if outside of Open Enrollment."
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            "text": "Dependents over the age of 26 are not eligible for dependent coverage."
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            "text": "Check with your employer to see if they participate in the Commonwealth's life insurance program."
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            "text": "Remember to keep your life insurance beneficiary information updated in KHRIS ESS."
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            "text": "Optional Life Insurance for Employees",
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            "text": "As an employee, if you desire to purchase additional life insurance in addition to the free $20,000, you can select from the options below:"
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                    "text": "Employee Coverage Options and Monthly Premiums",
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                    "text": "Age\n16 – 29\n30 – 39\n40 – 59\nAges 60 and over",
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                    "text": "$10,000\n$0.92\n$1.94\n$4.28\n$6.98",
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                    "text": "$25,000\n$2.28\n$4.86\n$10.70\n$17.48",
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                    "text": "$50,000\n$4.60\n$9.72\n$21.40\n$34.96",
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                    "text": "$100,000\n$9.18\n$19.44\n$42.80\n$69.90",
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                    "text": "$150,000\n$13.76\n$29.16\n$64.20\n$104.86",
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            "text": "Optional Life Insurance for Dependents",
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            "text": "As an employee, you may purchase life insurance on your spouse and dependents. You can select from the available plan options below:"
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