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                    "text": "Please see Color Key at bottom of sheet for limits on answers",
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                    "text": "If the amount of a final judgment not covered by a JIF or an insurance carrier exceeds the amount of reserves set aside through prudent fiscal planning, has your municipality submitted a timely refunding bond application to the Local Finance Board in order to satisfy the judgment?",
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                    "text": "Has your municipality adopted a written vehicle use policy prohibiting personal use of municipal vehicles except for commuting? Only answer \"N/A\" if your municipality does not have any municipality-owned vehicles.",
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    "excluded_furniture": {
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}